Rates and Fee Schedule - Accounts
|
Dividend Rate/APY
|
Minimum Balance
to Earn APY |
|
ACCOUNTS |
||
| Share Savings |
.20%
|
$100.00
|
| Club Accounts | ||
Christmas |
.20%
|
$100.00
|
Vacation |
.20%
|
$100.00
|
| Share Certificates | ||
|
6 month
|
.50%
|
$500.00
|
|
12 month
|
.625%
|
$1000.00
|
|
24 month
|
.75%
|
$1000.00
|
|
36 month
|
1.00%
|
$1000.00
|
OTHER FEES |
|
| Returned Check | $30.00 |
| Money Orders | $1.25 |
| Official Check | |
|
Under $1000.00
|
$3.00 |
|
Over $1000.00
|
No Charge |
| Stop Payment on Official Check | $25.00 |
| Account closure within six months of opening Share Savings Account | $10.00 |
| Below balance requirement fee | $2.50 |
| Early withdrawal | |
|
Club Accounts
|
3% of balance withdrawn |
|
Christmas (before November 1)
|
|
|
Vacation (before 90 days after
opening) |
|
|
Share Certificates
|
with less than 1 year maturity left- 90 days of dividends |
| with more than 1 year maturity left - 180 days of dividends | |
| APY - Annual Percentage Yield |
Hours of Operation
Wednesday through Friday
10:00am - 7:00pm
Saturday
10:00am - 2:00pm
Sunday
9:00am - 2:00pm
Monday & Tuesday
CLOSED
Membership Account Application
Membership and Account Agreement
Directions to Reid Temple AME Church
ACH is now available!!!!
© Copyright 2012 Reid Temple Federal Credit Union. All rights reserved. Your savings are federally insured up to $100,000 by National Credit Union Administration, a US Government Agency.