Dividend Rate/APY
|
Minimum Balance
to Earn APY |
|
ACCOUNTS |
||
Share Savings |
.20%
|
$100.00
|
Club Accounts | ||
Christmas |
.20%
|
$100.00
|
Vacation |
.20%
|
$100.00
|
Share Certificates | ||
6 month
|
.50%
|
$500.00
|
12 month
|
.625%
|
$1000.00
|
24 month
|
.75%
|
$1000.00
|
36 month
|
1.00%
|
$1000.00
|
OTHER FEES |
|
Returned Check | $30.00 |
Money Orders | $1.25 |
Official Check | |
Under $1000.00
|
$3.00 |
Over $1000.00
|
No Charge |
Stop Payment on Official Check | $25.00 |
Account closure within six months of opening Share Savings Account | $10.00 |
Below balance requirement fee | $2.50 |
Early withdrawal | |
Club Accounts
|
3% of balance withdrawn |
Christmas (before November 1)
|
|
Vacation (before 90 days after
opening) |
|
Share Certificates
|
with less than 1 year maturity left- 90 days of dividends |
with more than 1 year maturity left - 180 days of dividends | |
APY - Annual Percentage Yield |
Monday & Tuesday
CLOSED
Wednesday & Friday
5:00pm - 7:00pm
Saturday & Sunday
9:00am - 2:00pm
Membership Account Application
Membership and Account Agreement
Directions to Reid Temple AME Church
ACH is now available!!!!