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Share Certificate: You can open a Share Certificate with a minimum balance of $500 for six (6) months or a minimum balance of $1,000 for 12, 24 or 36 months.
Share Savings
When you become a member of the Reid Temple Federal Credit Union, a savings account is opened in your name. An initial deposit of $5 is required. All members must maintain a $5 balance in their savings account to remain a member, and demonstrate activity within a six-month timeframe to keep it open. RTFCU pays dividends on a quarterly basis to all share accounts with an average daily balance greater than $100.
Holiday and Vacation Club Savings:
Why not save for that special time of the year!!! The Holiday and Vacation Club account provides an opportunity to earn dividends while saving for special occasions.
- No Minimum Deposit to Open
- $100 Minimum Balance to Earn Dividends
- Direct Deposit and Automatic Transfer Available
- Automatic Transfer into Your Share Savings
- Vacation Club Payout: 90 Days after opening*
- Holiday Club Payout: First Week of November*
*Early withdrawal fee is 3% of balance withdrawn